Skip to content
Tags

Chip cards – US banks don’t get it

May 1, 2015

Chase recently gave us new credit cards with chips but no PIN. My wife is in the Netherlands this week; we’ll see if the chip-only makes the US cards easier or harder to use than previously when there was no chip in US cards.


Thank you for contacting Chase about about a Chip and PIN
card.

Currently Chase does not offer Chip and PIN cards. At
this time, Chase is issuing Chip and Signature cards,
which only require your signature to complete a
transaction.

Here’s what you need to know about our chip cards:
* Chase chip cards require a signature to verify purchases
made at a merchant card reader.
* Some chip-enabled cards require a PIN code to verify the
purchase.
* The difference in the method of verification depends on
the microchip itself and what verification method the
merchant’s card reader is set up to accept.

In certain situations, your Chip and Signature card may
not be accepted:
* Card readers at unattended kiosks may not require a
signature, but some will require Chip and PIN
functionality.
* It’s a good idea to be prepared with alternative payment
methods, such as local currency.
We hope this information is helpful and we thank you for
your business and your trust. If you have additional
questions, please call us using the number on the back of
your card or visit chase.com/smartchip. We’re always
available to assist you.

Advertisements

From → Travel, Work Life

3 Comments
  1. US banks chose not to implement PINs as consumers would forget them, get disgruntled and move to another bank without PINs. Logical right? Apparently they think the loses from customers leaving is greater than the loses from fraud. The banks are insane.

    Like

  2. Here’s an unrelated question if I may ask; I noticed your post requesting help with your aggregator not pulling from your wordpress site. Were you able to find a solution to that issue?

    Like

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

%d bloggers like this: